How common is it to be underpaid or denied on a claim ?
Unfortunately this practice is all too common and has been well documented. As part of a standard business model, many insurance companies intentionally deny or underpay. For more examples and information, please view the following videos:

– After Hurricanes Katrina and Sandy, many claims were wrongfully denied.

– What you need to know about insurance companies and “Bad Faith”.

Also, a good book to check for a better understanding of this practice is called “ From Good Hands to Boxing Gloves- the Dark Side of Insurance“. In this book the author David Bernadinelli describes how insurance companies make it common practice to treat their policyholders unfairly.

What is an “Appraisal” ?
An appraisal is a formal evolution from an expert , used to assess the market value of your property. In this particular scenario, an appraisal would be done to assess the extent of the damage and what it would cost to bring the home back to its original state. Don’t let your insurance company be the only party to assess or appraise the damage to your home. Having a Public Adjuster from The 180 Group on your side to level the playing field by representing YOUR interests !

What is a Public Adjuster ?
A Public Adjuster is the only type of state licensed adjuster who can legally represent the rights of an insured policyholder. An insurance adjuster works for THEIR Company, not for YOU.

How long does this process take ?
The process can take just few weeks or up to several months depending on the complexity of the claim.

CLICK HERE for more information about your rights as a policyholder.

CLICK HERE for more information about Public Adjusters.